A Writer's Blog

writerthanair — Fri, 06 Feb 2009 22:34:45 +0000

How to buy gold coins

Either through recognized bullion dealers, coin shops, or online auctions such as eBay, acquiring physical precious metal can be one of the most important and rewarding investments you might ever make. Whether it’s a local store front or an online dealer, buying physical requires identifying a reputable source. If local options are not available, several good online bullion stores are the next best thing, though there will be shipping costs. When comparing dealers, consider shipping costs, applicable taxes, availability and, of course, price. If possible, lock in a price per ounce first, and then determine a quantity to order. (read more)

What are the underlying causes of gold price volatility?

by Joseph Nicholson

The usefulness of gold as an economic indicator is highly questionable, but perceptions about the economy can certainly affect the price of gold directly. Gold is widely recognized as a hedge against declines in the U.S. dollar and inflation. Gold is used in most electronic devices like computers and cell phones, but in such small quantities that fluctuations in these markets have little effect on the price of gold and vice versa. (read more)

Retirement planning 101

by Joseph Nicholson

It’s no fun to think about your own death, and life expectancy does vary by demographic group, but individuals should at least plan to live to 85 years of age for the purpose of retirement budgeting. Most people can maintain their pre-retirement standard of living on only 60 to 80 percent of their former earnings. So, it’s a simple calculation then for how much will be needed annually. For those earning more than $50K per year, a target of 60 percent of their pre-retirment income is usually adequate. Those earning between $20K and $30K will probably continue spending as much as 80 percent of their work income in their retirement years. (read more)

How to sign up for Medicare

by Joseph Nicholson

U.S. citizens or permanent legal residents for at least five continuous years are eligible for Medicare if they are 65 years or older. Some individuals under 65 are eligible if they have been receiving Social Security benefits for at least two years. Others qualify because of their specific conditions, such as kidney failure or Lou Gehrig’s disease. (read more)

writerthanair — Wed, 28 Jan 2009 19:41:25 +0000

Tasty Steak on the Cheap

By Joseph Nicholson

Buying less expensive cuts of steak doesn’t have to mean sacrificing that juicy, savory flavor steak-lovers crave. Knowing what to look for at the … (read more)

How to Apply for Food Stamps Online

By Joseph Nicholson

The federal food stamps program is called the Supplemental Nutrition Assistance Program, or SNAP. About 28 million people rely on receiving this federal assistance… (read more)

Helium

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Sapientia Est Potentia

writerthanair — Mon, 26 Jan 2009 17:29:23 +0000

The Symbols of Easter

by Joseph Nicholson

At its foundation, Easter is designed by and for rural folk. The imagery is immediate, culled directly from their surroundings. Spring is the time in which farmers plant seeds — winter is over and the days are long enough and warm enough to bring forth life-sustaining crops… (read more)

How to apply for food stamps in Florida

by Joseph Nicholson

It’s estimated that at the start of 2009, as many as 28 million Americans were receiving food stamps, more than at any time prior. But, while just about everyone can always use a little help making ends meet, not everyone qualifies for this particular type of assistance… (read more)

How to apply for food stamps in Idaho

by Joseph Nicholson

Effective October 1, 2008, the name of Idaho’s Food Stamp Program changed to Supplemental Nutrition Assistance Program, or SNAP. The name change coincided with a change in the program to bring it in line with the US Department of Agriculture’s assistance program. Essentially, there is no other food stamp program specific to Idaho… (read more)

Helium

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writerthanair — Mon, 19 Jan 2009 23:35:56 +0000

Eat Better by Spending Less
by Joseph Nicholson

Save Money and Be Healthier at the Same Time
Ten to fifty percent of a family’s food budget goes to fancy packaging, brand names, and other non-essentials, or on fatty, sugary, convenience foods that reduce overall health. Not only do these drains on their finances not provide them with any real value, they can actual do harm and take resources away from more productive ends. With a minimal amount of time and effort, it’s easy to eat better by spending less money.

Spend Less on Home Heating

By Joseph Nicholson

The fact that increasing efficiency and using less energy in the home is good for the environment, the fact that it saves money is all the incentive most families need.

writerthanair — Sat, 10 Jan 2009 20:44:54 +0000

Blogspot!

writerthanair — Thu, 08 Jan 2009 16:37:48 +0000

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